Boat Finance Cairns

How it Works

At Finance King, we can make your dream of gliding along the beautiful coastline of Cairns in your own boat a reality. Our boat and jetski finance brokers have the experience and partnerships to be able to find and secure the best loans across new and used boats.

Reach out to the Finance King by filling out the contact form and we will get in touch with you to fill in the gaps of your application.

Loan Search

Our Cairns boat loan team will compare different loans and rates across different lenders to find the best option for your financial needs.

Pre-Approval

For many applications, we can get pre-approval with funds deposited into your account in just 24-hours, depending on your requirements and circumstances.

Start Shopping

Once you’ve received the funds in your chosen account, you can get started shopping for your new boat or jetski straight away - it’s that easy.

Compare from over 20 lenders

Loan Amount	Loan Term	Interest Rate (APR)	Comparison Rate (APR)
$5,000 - $250,000	1-7 Years (15Y end of loan)	Personalised pricing	-	Get Finance
$5,000 - $200,000	1-7 Years (12Y end of loan)	Personalised pricing	-	Get Finance
$5,000 - $80,000	3-7 Years	7.87%	9.17%	Get Finance
$5,000 - $125,000	1-7 Years	8.49%	10.09%	Get Finance
$2,000- $60,000	1-5 Years	8.99%	9.89%	Get Finance
$5,000 - $100,000	2-7 Years	9.15%	10.69%	Get Finance
$3,000 - $100,000	1-7 Years	9.24%	11.07%	Get Finance
$5,000 - $150,000	1-7 Years	9.44%	10.92%	Get Finance
$5,000 - $130,000	N/A Years	9.69%	11.19%	Get Finance
$10,000 - $100,000	2-5 Years	9.95%	11.69%	Get Finance
$5,000 - $65,000	3-7 Years	10.09%	11.78%	Get Finance
$15,000 - $100,000	N/A Years	10.29%	10.59%	Get Finance
$2,000 - $75,000	1-7 Years	13.95%	17.58%	Get Finance
$8,000 - $75,000	3-7 Years	16.00%	18.99%	Get Finance
$7,000 - $50,000	3-5 Years	18.99%	35.96%	Get Finance

Get Finance

Boat & Marine Finance Calculator

Frequently Asked Questions

How much can I borrow for a boat or jetski loan?

Borrowing amounts range from $3,000 to $1,000,000 – how much you can borrow will depend on your personal circumstances. This can include loan history, employment status, and debt-to-income ratio (DTI).

At Finance King, we look at and consider every element in your financial circumstance to ensure we find you the best boat loan solution. Our experienced team at Finance King do the heavy lifting – meaning we do the comparisons and numbers to work out which finance product offers the most favourable loan terms and rates.

What vehicles can I get with a boat loan?

You can purchase either a new or used boat or jetski with marine finance. You can purchase all types of boats, like a speed boat, fishing boat, or sailing yacht, as well as a jetski. At Finance King, we find the best finance option to suit you and your needs through our extensive network of lenders.

Can I get pre-approval for a boat finance?

Yes, our boat and jetski finance brokers in Cairns work with you to secure pre-approval as quickly as possible. At Finance King, we can get you pre-approved for a new or used boat loan in as little as 24 hours

How do I know if I am eligible for a boat loan?

In Cairns, you can be eligible for a boat or jetski loan if you’re 18 years old or older, an Australian citizen or permanent resident, you are employed, and can prove you have a consistent source of income.

At Finance King, we also look at other financial circumstances, like loan history, debt-to-income (DTI) ratio, and employment status.

How do loan repayments work?

Boat and jetski loan repayments depend on the amount borrowed to purchase the vehicle and the terms agreed between lender and buyer. Repayments combine part of the amount borrowed with part of the interest on the loan, and are paid in installments over a loan term (period of time of the loan).

As the terms of loans vary, it’s important to understand your specific loan term. We make every effort to ensure you understand your repayment schedule and terms before you commit to a boat loan.