Boat Finance Gold Coast

How it Works

Finance King takes the hassle out of finding the right loan to purchase a new or used boat. With access to over 35 lenders, our experienced finance brokers can get you out on the water sooner.

Get started by filling out the contact form with basic details required for your boat loan.

Loan Search

Our Gold Coast boat loan team will assess your financial needs and compare loans and rates across different lenders to find a loan that suits you.

Pre-Approval

If you’re eager to get shopping, our Gold Coast team can work with you to get your loan pre-approved and have the funds in your account in just 24 hours.

Start Shopping

Now the fun part! You can start shopping for your new boat or jetski once the money is deposited into your account.

Compare from over 20 lenders

Loan Amount	Loan Term	Interest Rate (APR)	Comparison Rate (APR)
$5,000 - $250,000	1-7 Years (15Y end of loan)	Personalised pricing	-	Get Finance
$5,000 - $200,000	1-7 Years (12Y end of loan)	Personalised pricing	-	Get Finance
$5,000 - $80,000	3-7 Years	7.87%	9.17%	Get Finance
$5,000 - $125,000	1-7 Years	8.49%	10.09%	Get Finance
$2,000- $60,000	1-5 Years	8.99%	9.89%	Get Finance
$5,000 - $100,000	2-7 Years	9.15%	10.69%	Get Finance
$3,000 - $100,000	1-7 Years	9.24%	11.07%	Get Finance
$5,000 - $150,000	1-7 Years	9.44%	10.92%	Get Finance
$5,000 - $130,000	N/A Years	9.69%	11.19%	Get Finance
$10,000 - $100,000	2-5 Years	9.95%	11.69%	Get Finance
$5,000 - $65,000	3-7 Years	10.09%	11.78%	Get Finance
$15,000 - $100,000	N/A Years	10.29%	10.59%	Get Finance
$2,000 - $75,000	1-7 Years	13.95%	17.58%	Get Finance
$8,000 - $75,000	3-7 Years	16.00%	18.99%	Get Finance
$7,000 - $50,000	3-5 Years	18.99%	35.96%	Get Finance

Get Finance

Boat & Marine Finance Calculator

Frequently Asked Questions

What is the maximum I can borrow?

You can borrow as little as $3,000 to as much as $1,000,000 through a boat loan. The amount you can borrow will depend on your unique financial circumstances, like loan history, debt-to-income (DTI) ratio, income, and employment status.

Use our Finance Calculator to get a better idea of how much you can borrow on your boat loan.

How quickly can I get approval?

We offer pre-approval for boat and jetski loans on the Gold Coast in just 24 hours. Our boat finance brokers will work with you to speed up securing your pre-approval upon request.

What do I need to apply for a boat loan?

To apply for a boat loan, you typically have to provide documents regarding personal details. This can include identity (passport, drivers license), proof of income (payslips, bank statements), and financial statements of other loans or credit cards.

At Finance King, we ask for further financial documents like debt-to-income (DTI) ratio, loan history, and employment status.

Can I get a second-hand boat with the loan?

Yes! Our boat finance brokers can help you get the right finance for second-hand boats, as well as new boats. However, it’s important to note that second-hand boats can come with a slightly higher risk level for lenders than new boats. For this reason, second-hand boat loans generally have a higher interest rate or specific loan terms.

Can I choose to have a fixed or variable interest rate?

Yes – however, the option between fixed and variable interest rates will depend on the vehicle purchased and loan terms. A fixed rate stays the same throughout the loan term, whereas a variable interest rate will fluctuate as the market changes.

At Finance King, our boat finance brokers in the Gold Coast will work with you to secure a loan with an interest rate that suits your preferences and financial circumstances.