Car Finance Brisbane
Find the best Car Finance rates in Brisbane with options from more than 20 different lenders.
Get FinanceHow it Works
Get behind the wheel or a new or used car in Brisbane faster with Finance King. Our experienced car brokers will do the leg work for you to find the best rates and the best deals on new and used car loans.
Simply fill in your contact details on this page using our contact form and our brokers will get in touch with you.
Based on your unique financial situation and requirements, out lenders will get to work securing the best loan deals and finance rates from our trusted network of lenders.
Our experienced brokers will work to get your approved and can have funds deposited into your chosen bank account in as little as 24-hours from your first contact.
Once the money lands in your account, you can start shopping for your new car straight away.
Working with a Car Finance Broker vs Lender
Sure - working directly with the lender can simplify the process, but it also means you’re not necessarily getting the best deal, rates, or terms. In fact, the big financiers, lenders, and banks are going to be acting on their best interests - not yours.
When you work with Finance King, you get access to more than 35 different lender options. Which means we’ll actively source, compare, and match up your personal requirements with the right car loan product. You’re our client - so we’ll work on behalf of your best interests. We’ll compare the options for you, and we’ll make sure that you don’t commit to a loan or a rate that does not meet your financial circumstances.
Compare from over 20 lenders
| Lender | Loan Amount | Loan Term | Interest Rate (APR) | Comparison Rate (APR) | |
|---|---|---|---|---|---|
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$5,000 - $250,000 | 1-7 Years (15Y end of loan) |
Personalised pricing | - | Get Finance |
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$5,000 - $200,000 | 1-7 Years (12Y end of loan) |
Personalised pricing | - | Get Finance |
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$5,000 - $80,000 | 3-7 Years | 7.87% | 9.17% | Get Finance |
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$5,000 - $125,000 | 1-7 Years | 8.49% | 10.09% | Get Finance |
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$2,000- $60,000 | 1-5 Years | 8.99% | 9.89% | Get Finance |
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$5,000 - $100,000 | 2-7 Years | 9.15% | 10.69% | Get Finance |
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$3,000 - $100,000 | 1-7 Years | 9.24% | 11.07% | Get Finance |
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$5,000 - $150,000 | 1-7 Years | 9.44% | 10.92% | Get Finance |
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$5,000 - $130,000 | N/A Years | 9.69% | 11.19% | Get Finance |
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$10,000 - $100,000 | 2-5 Years | 9.95% | 11.69% | Get Finance |
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$5,000 - $65,000 | 3-7 Years | 10.09% | 11.78% | Get Finance |
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$15,000 - $100,000 | N/A Years | 10.29% | 10.59% | Get Finance |
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$2,000 - $75,000 | 1-7 Years | 13.95% | 17.58% | Get Finance |
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$8,000 - $75,000 | 3-7 Years | 16.00% | 18.99% | Get Finance |
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$7,000 - $50,000 | 3-5 Years | 18.99% | 35.96% | Get Finance |
Car Finance Calculator
Frequently Asked Questions
Can I get pre-approved for a car loan?
Yes, our car loan brokers can work to get you pre-approved for a new or used car loan on the Brisbane in just 24-hours from your first contact. It completely depends on your timeline, but if you're in a hurry to secure a vehicle, we can work to ensure a fast turnaround so you can make that purchase.
Do you offer finance for used cars?
Yes, we offer finance for used vehicles. It's worth noting, however, that car loans for used vehicles will generally attract a slightly higher interest rate than a comparable new car loan due to the slightly higher level of risk taken on by the lender.
How much can I borrow?
How much you can borrow will depend on your unique financial circumstances. Factors such as your loan history, employment status, debt-to-income ratio (DTI), and a range of other factors are used to make this assessment.
As car loan brokers - we work for you. Our job is to understand what you're looking to do and then go to the market to secure the best possible loan products with the most favourable repayment terms.
How do car loan repayments work?
Car loan repayments will work to pay off the principal of the loan - this is the amount that is borrowed to purchase the vehicle - and then part of the interest of the loan - this is the amount that is charged to you by the lender.
The terms of each loan are slightly different, so it's important to understand your repayment obligations and schedule before moving forward.
How often to interest rates change?
It depends on whether you have a fixed loan or a variable loan rate for your vehicle finance. If you have a fixed rate, then you won't be affected by interest rate changes. If, however, you have a variable interest rate for your car loan, then the rate can fluctuate regularly based on market conditions and will be reflected in your monthly repayments.
What is the difference between an unsecured car loan and a secured car loan?
The main difference between an unsecured and secured car loan is the security for lenders. Unsecured car loans have no collateral which can give you more freedom and flexibility – however, there’s more potential risk for lenders, which also often means a higher interest rate. As secured car loans do have collateral (the car), they have a lower interest rate but higher borrowing limits.
Why choose Finance King
At Finance King, we work for you, not the bank.
We can help you find a loan to assist with:
- Motor vehicles, trucks, boats, jetskis or any financeable asset.
- Personal loans.
- New home or investment property.
- Business related equipment such as earthmoving, agriculture and office.
- Commercial or business loans.
