How it Works
Get behind the wheel or a new or used car in Brisbane faster with Finance King. Our experienced car brokers will do the leg work for you to find the best rates and the best deals on new and used car loans.
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Frequently Asked Questions
Can I get pre-approved for a car loan?
Yes, our car loan brokers can work to get you pre-approved for a new or used car loan on the Brisbane in just 24-hours from your first contact. It completely depends on your timeline, but if you're in a hurry to secure a vehicle, we can work to ensure a fast turnaround so you can make that purchase.
Do you offer finance for used cars?
Yes, we offer finance for used vehicles. It's worth noting, however, that car loans for used vehicles will generally attract a slightly higher interest rate than a comparable new car loan due to the slightly higher level of risk taken on by the lender.
How much can I borrow?
How much you can borrow will depend on your unique financial circumstances. Factors such as your loan history, employment status, debt-to-income ratio (DTI), and a range of other factors are used to make this assessment.
As car loan brokers - we work for you. Our job is to understand what you're looking to do and then go to the market to secure the best possible loan products with the most favourable repayment terms.
How do car loan repayments work?
Car loan repayments will work to pay off the principal of the loan - this is the amount that is borrowed to purchase the vehicle - and then part of the interest of the loan - this is the amount that is charged to you by the lender.
The terms of each loan are slightly different, so it's important to understand your repayment obligations and schedule before moving forward.
How often to interest rates change?
It depends on whether you have a fixed loan or a variable loan rate for your vehicle finance. If you have a fixed rate, then you won't be affected by interest rate changes. If, however, you have a variable interest rate for your car loan, then the rate can fluctuate regularly based on market conditions and will be reflected in your monthly repayments.