Car Finance Cairns
Find the best Car Finance Cairns has to offer with Finance King - the new and used car loan experts.
Get FinanceCar Loan Process
Our simple car finance approval process in Cairns helps to put you in the driver’s seat faster and with less hassle. We'll work with you to secure the best loan at the best rate so that you can purchase a new, used, or commercial vehicle in Cairns.
Using the Get Finance form on this page, share some details about the vehicle that you’re looking to purchase.
Based on your unique requirements, our Cairns car finance brokers will do the leg work to find suitable car loans from our trusted network of lenders.
Depending on your circumstances, our Cairns car loan experts can have you preapproved with funds deposited into your account in as little as 24-hours.
Once you receive funds into your nominated bank account, you can then shop for your new car through private or dealer sales.
Compare from over 20 lenders
| Lender | Loan Amount | Loan Term | Interest Rate (APR) | Comparison Rate (APR) | |
|---|---|---|---|---|---|
 |
$5,000 - $250,000 | 1-7 Years (15Y end of loan) |
Personalised pricing | - | Get Finance |
 |
$5,000 - $200,000 | 1-7 Years (12Y end of loan) |
Personalised pricing | - | Get Finance |
 |
$5,000 - $80,000 | 3-7 Years | 7.87% | 9.17% | Get Finance |
 |
$5,000 - $125,000 | 1-7 Years | 8.49% | 10.09% | Get Finance |
 |
$2,000- $60,000 | 1-5 Years | 8.99% | 9.89% | Get Finance |
 |
$5,000 - $100,000 | 2-7 Years | 9.15% | 10.69% | Get Finance |
 |
$3,000 - $100,000 | 1-7 Years | 9.24% | 11.07% | Get Finance |
 |
$5,000 - $150,000 | 1-7 Years | 9.44% | 10.92% | Get Finance |
 |
$5,000 - $130,000 | N/A Years | 9.69% | 11.19% | Get Finance |
 |
$10,000 - $100,000 | 2-5 Years | 9.95% | 11.69% | Get Finance |
 |
$5,000 - $65,000 | 3-7 Years | 10.09% | 11.78% | Get Finance |
 |
$15,000 - $100,000 | N/A Years | 10.29% | 10.59% | Get Finance |
 |
$2,000 - $75,000 | 1-7 Years | 13.95% | 17.58% | Get Finance |
 |
$8,000 - $75,000 | 3-7 Years | 16.00% | 18.99% | Get Finance |
 |
$7,000 - $50,000 | 3-5 Years | 18.99% | 35.96% | Get Finance |
Car Finance Calculator
Why choose Finance King
At Finance King, we work for you, not the bank.
We can help you find a loan to assist with:
- Motor vehicles, trucks, boats, jetskis or any financeable asset.
- Personal loans.
- New home or investment property.
- Business related equipment such as earthmoving, agriculture and office.
- Commercial or business loans.
Cairns Car Finance FAQs
Can I get preapproved for a car loan in Cairns?
Yes, we can get you preapproved for a car loan in Cairns in as little as 24-hours. Once you receive preapproval for your car loan, you can then begin looking for your new or used car with the confidence of knowing that funds can be arranged immediately.
Do you offer finance for used cars?
Yes, we can provide finance for both new and used vehicles in Cairns. In most cases, used car loans will attract a slightly higher rate than a new car loan so it is worth keeping this in mind when considering your options.
How much can I borrow?
Your borrowing capacity for a car loan in Cairns will depend on your unique financial circumstances. You can use our free personal loan calculator to get a good idea of your borrowing power.
How do car loan repayments work?
Your car loan repayments will cover part of the principal of the loan – the amount that you borrowed to finance the purchase price of the car – and part of the interest – the amount that the lender charges you for supplying the funds. Each loan is slightly different, but our loan agreement will specify the repayment terms and the interest rates to be paid.
