Car Finance Gold Coast
Find the best car finance rates on the Gold Coast with more than 20 different new and used car loan lenders.
Get FinanceHow it Works
Buy your next new or used car faster and with less hassle with Finance King. Our experienced brokers will do the leg work for you to find the lowest rates and the most favourable loan terms for your next vehicle purchase.
Get the Best Car Finance for Your Needs
Buying a vehicle is a significant financial investment, which is why it’s so important to get the right loan to fit your needs. As the leading car finance broker on the Gold Coast, Finance King provides you with access to a network of over 35 lenders. With more lending options comes greater freedom to choose the right loan for your interests.
We take the time to understand your personal finances and circumstances, guiding you towards Gold Coast car loan options that perfectly suit your requirements. By working with Finance King, you can rest assured that you won't overpay or commit to a loan that does not align with your ability to make repayments.
Fill out the contact form on this page with basic details and our experienced brokers will get in touch with you.
Based on your requirements, our experienced Gold Coast car loan brokers will get to work finding the best loan products and finance rates from our trusted network of lenders.
Based on your requirements, our experienced vehicle loan brokers can have you approved for a loan with funds deposited into your chosen account in just 24-hours.
Once funds land into your chosen account, you can then start shopping for your new (or used) car.
Compare from over 20 lenders
| Lender | Loan Amount | Loan Term | Interest Rate (APR) | Comparison Rate (APR) | |
|---|---|---|---|---|---|
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$5,000 - $250,000 | 1-7 Years (15Y end of loan) |
Personalised pricing | - | Get Finance |
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$5,000 - $200,000 | 1-7 Years (12Y end of loan) |
Personalised pricing | - | Get Finance |
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$5,000 - $80,000 | 3-7 Years | 7.87% | 9.17% | Get Finance |
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$5,000 - $125,000 | 1-7 Years | 8.49% | 10.09% | Get Finance |
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$2,000- $60,000 | 1-5 Years | 8.99% | 9.89% | Get Finance |
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$5,000 - $100,000 | 2-7 Years | 9.15% | 10.69% | Get Finance |
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$3,000 - $100,000 | 1-7 Years | 9.24% | 11.07% | Get Finance |
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$5,000 - $150,000 | 1-7 Years | 9.44% | 10.92% | Get Finance |
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$5,000 - $130,000 | N/A Years | 9.69% | 11.19% | Get Finance |
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$10,000 - $100,000 | 2-5 Years | 9.95% | 11.69% | Get Finance |
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$5,000 - $65,000 | 3-7 Years | 10.09% | 11.78% | Get Finance |
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$15,000 - $100,000 | N/A Years | 10.29% | 10.59% | Get Finance |
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$2,000 - $75,000 | 1-7 Years | 13.95% | 17.58% | Get Finance |
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$8,000 - $75,000 | 3-7 Years | 16.00% | 18.99% | Get Finance |
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$7,000 - $50,000 | 3-5 Years | 18.99% | 35.96% | Get Finance |
Car Finance Calculator
Why choose Finance King
At Finance King, we work for you, not the bank.
We can help you find a loan to assist with:
- Motor vehicles, trucks, boats, jetskis or any financeable asset.
- Personal loans.
- New home or investment property.
- Business related equipment such as earthmoving, agriculture and office.
- Commercial or business loans.
Frequently Asked Questions
Can I get pre-approval for a car loan?
Yes, our brokers can get you pre-approved for a new or used car loan on the Sunshine Coast in as little as 24-hours. Depending on how quickly you're looking to move, our brokers can work with you to secure pre-approval as quickly as possible.
Can I get finance for a used car?
Yes, we can offer finance and car loans for both new and used vehicles. It's worth noting that used car finance typically attracts a slightly higher interest rate than a comparable new car loan due to the extra risk that is taken on by the lender.
What's the maximum I can borrow?
Your borrowing capacity will depend on your unique financial circumstances. Factors such as loan history, employment status, debt-to-income ratio (DTI), and a range of other factors are used to assess your borrowing capacity. To get a more accurate idea, you can use our free online personal loan calculator.
How do the loan repayments work?
Car loan repayments work to pay the principal of the loan - this is the amount that you borrow to purchase the vehicle - and then part of the interest of the loan - this is the amount of interest that is charged to you by the lender.
The terms for each loan are slightly different, so it's important to understand your repayment schedule and loan terms before moving forward. Our car loan brokers will make every effort to communicate your repayment obligations before you move ahead.
How often to interest rates change?
Fixed rates will remain the same throughout the term of your car loan, while variable loans can fluctuate in line with market conditions. It depends on your specific loan product and terms.
Can I still get a loan if I have a bad credit score?
It is certainly possible to find a lender with flexible lending criteria who can offer you a favourable car loan, even if you have a poor credit history. Some lenders place greater importance on factors like a steady source of income and employment status over credit scores. We will do our best to search our network of lenders to identify loan options that are suitable for your financial circumstances.
What documents will I need before looking for a car loan?
We recommend having the following documents ready to assist with the car loan search:
- Proof of identification (driver’s licence, passport, other valid forms of ID)
- Proof of income (recent payslips from the past 6 months, bank statements)
- A record of past credit history or a credit rating report
We can provide you with guidance on how to obtain sufficient documentation — simply contact our team to get started!
