How it Works
Get behind the wheel of a new or used vehicle on the Sunshine Coast faster with market-leading rates from more than 20 different lenders. Let our car loan brokers do the leg work for you to secure the best rates and the most favourable loan terms for your next vehicle purchase.
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Frequently Asked Questions
Can I Get Pre Approved for A Car Loan?
Yes, our brokers can get you pre-approved for a car loan on the Sunshine Coast in as little as 24-hours. Depending on your timeline for purchasing, our brokers can work with you to ensure a fast turnaround so that you can get pre-approved as quickly as possible and begin shopping for your new car.
Do you offer finance for used vehicles?
Yes, we offer finance for both new and used vehicles. It's worth mentioning that used car loans will typically attract a slightly higher interest rate than a comparable new car loan due to the extra risk that is assumed by the lender.
How much can I borrow?
Your borrowing capacity will depend on your unique financial situation. Factors such as your loan history, income, employment status, and debt-to-income ratio (DTI) are all used to determine how much you can borrow. As brokers, we work for you to understand how much you're looking to borrow and then take that to market to secure the best loan products.
How do car loan repayments work?
Car loan repayments will cover part of the principal of the loan - the amount that you have borrowed from the lender to make the vehicle purchase - and then part of the interest - the amount of interest that is charged to you by the lender. Each loan is slightly different and has different terms and repayment schedules. Before accepting any loan, you should always read the fine print and understand your repayment obligations. Our brokers will make every effort to communicate your repayment schedule and obligations before you move ahead with the loan.
How often do interest rates change?
Interest rate changes are dictated by what's happening in the market, what the Reserve Bank is doing with the cash rate, and a range of other factors. Interest rates can change once every few months, or they can change once every month - it depends entirely on what's happening with the market.