How the Car Finance Process Works
Tailored car finance in Townsville that puts you in the driver’s seat and secures market-leading interest rates on new, used, and commercial vehicles. We work with you to understand your needs and your financial position to match you with the best car loans Townsville has to offer.
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Townsville Car Finance FAQs
Can I get preapproved for a car loan in Townsville?
Yes, we can get you preapproval for a car loan in Townsville. Pre Approval means that you can shop the market with the confidence of knowing that when you find the perfect vehicle, you’re already pre approved for the loan amount.
Can I get car finance for a used car?
Yes, we provide car finance and car loans for new and pre-owned vehicles. Every loan is unique, however, as a rule of thumb used car finance typically attracts a slightly higher interest rate than purchasing a new vehicle.
How much can I borrow?
How much you can borrow for a car loan in Townsville depends on your unique personal finances. Using our free personal loan calculator, you can get a good idea of your borrowing power.
How do finance repayments work?
Car loan repayments will cover part of the principal of the loan – the amount that was borrowed to finance the car – and part of the interest – the amount that the lender charges for supplying the funds. Your loan agreement will specify the repayment terms and the interest rates to be paid.